Call Us Toll Free: (888) 232-9901 

Notice of Changes in Temporary FDIC Insurance

Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the
Federal Deposit Insurance Corporation from December 31, 2010, through December
31, 2012. This temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to depositors under the
FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking
account or demand deposit account on which the insured depository institution
pays no interest.  It also includes Interest on Lawyers Trust Accounts
(“IOLTAs”).  It does not include other accounts, such as traditional
checking or demand deposit accounts that may earn interest, NOW accounts, and
money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction
accounts, visit www.fdic.gov.