In light of the intense spotlight on our nation’s troubled financial markets these last several weeks and in light of the historic decline in the stock market this past week, I want to take this opportunity to assure our customers that Citizens First’s financial strength and stability remains unchanged. In fact, it is business-as-usual at Citizens First as we serve customers with the personal attention they’ve come to expect from us since 1999.

Whether you trust us with your deposits of $100 or $1 million or more, Citizens First Bank is a safe place for your money – regardless of account size.  While our employees’ daily priority is meeting your needs, please know we are “well capitalized”.  This is the highest designation available from the federal and state bank regulators.  Citizens First is also a member of the FDIC (Federal Deposit Insurance Corporation) which recently raised the amount of deposits insured per account to $250,000.

Do you have banking questions, need a loan, or want to open a new checking account?  Please feel free to call us or stop by – as always, we are ready to assist.

As Citizens First grows to meet the changing needs of citizens and businesses throughout our communities, please do not hesitate to contact me or our associates if you have any concerns or questions.  We value your business.



Mary D. Cohron
President and CEO