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| Business Checking |
Commercial Account Analysis |
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Citizens First is pleased to offer your business several options for your deposit needs. Our Commercial Account is structured to serve the business customer with a higher volume of transactions and collected balance with account terms that are easy to understand and create value for your business. Businesses with high volume of transactions.
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$100 minimum opening deposit. |
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Monthly statement with images. |
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Analysis charges for services used and earnings credit given for collected balance. |
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Offset service fees with your earnings credit for maintaining higher balances. |
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Monthly analysis statement with the following details: |
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Balance summary |
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Monthly volume |
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Detail of charges for banking services |
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Fees per individual service |
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Earnings credit |
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Maintenance fee $8 per month. Debit items will be charged at .15. Deposited item charge .075 US or .12 foreign. Deposit ticket will be charged at .15. Uncollected balance charge is Prime + 4%. Overdraft balance charge is Prime + 4%. FDIC assessment charge as established by FDIC. 10% of collected balance for reserve requirements. Deposited items returned $5 per item. Regular fee schedule applies. |
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