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Business Savings Commercial Money Market Investment


Features/Benefits:
- $100 minimum opening deposit.
- Interest on daily collected balances of $2,500 or more, credited on statement date
- Tiered interest rate structure, as balance fluctuates, rates adjust automatically:
 
- $0 - $2,499.99, no interest.
- $2,500 - $14,999.99 base rate.
- $15,000 - $99,999.99 plus 100 basis points.
- $100,000 - $249,999.99 plus 100 basis points.
- $250,000 and over – plus 150 basis points.
   
- Transactions are limited to six withdrawals per statement cycle, of which three may be third-party checks.
- No charge for MMA checks.
- No minimum deposit amount after account is opened.
 
Costs:

No monthly service charge if balance does not fall below $2,500 during the statement period. If below $2,500, a $15 charge is assessed. More than 30 deposited items – .075 charged for US items .12 for foreign items. A service charge of $10 per withdrawal if withdrawals exceed six in a statement cycle. If account closes within 90 days of opening, a service fee of $15 is charged. Regular fee schedule applies.
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