Business Checking Comparison Chart

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Best Suited For Businesses with a higher volume of deposits, checks, cash and coin that want to offset their account fees with the balances they keep Businesses with a higher volume of deposits, checks, cash and coin that want to earn interest and offset their account fees with the balances they keep Businesses with an average volume of deposits, checks, cash and coin that want to earn interest and keep a balance over $1,000 Businesses with a lower volume of deposits, checks, cash and coin. Businesses with minimal volume of deposits, checks, cash and coin that want to earn interest and keep a balance of $2,500 
Interest
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None All collected balances $1,000 and over None Tiered-rate structure beginning at $2,500 daily collected balance
Monthly
Service Charge 
Analysis Schedule
(See Other Details) 
Analysis Schedule
(See Other Details) 
$10 
(waived with $1,000 daily balance) 
$0  $15
(waived with $2,500 daily balance)
Monthly
Activity Fee 
Analysis Schedule
(See Other Details) 
Analysis Schedule
(See Other Details) 
75 debit items for no fee and 200 deposit items for no fee; $0.25/ item over 75/200 275 combined debits and credits for no fee; $0.25/item over 275 6 debit items for no fee; $10/item over 6. 30 deposited items for no fee; $0.25/item over 30
Other Details 

Earnings Credit given for collected balances

Analysis Structure

  • Monthly Maintenance 
    Fee - $10 
  • ACH Debits - $0.05 
  • Checks Paid - $0.15 
  • Deposit Tickets - $0.15 
  • Deposited Items - $0.12 
  • Deposited Cash - $0.25 per $1,000
  • Rolled Coin - $0.10 per roll 
  • Depository Supervisory Fee - $0.02 per $100 per year 
  • Negative Ledger Balance - Prime + 4.00%

Earnings Credit given for collected balances

Analysis Structure

  • Monthly Maintenance
    Fee - $10 
  • ACH Debits - $0.05 
  • Checks Paid - $0.15 
  • Deposit Tickets - $0.15 
  • Deposited Items - $0.12 
  • Deposited Cash - $0.25 per $1,000
  • Rolled Coin - $0.10 per roll 
  • Depository Supervisory Fee - $0.02 per $100 per year 
  • Negative Ledger Balance - Prime + 4.00%
  eStatement required  $15 charge if account is closed within 90 days of opening. 
All Accounts FREE eCorp Online Banking* and Telephone Banking. Minimum opening deposit of $100.    
*Additional fees may apply with additional services.