Smiling Man - Senior


Home Equity Loans and Lines of Credit

Use the equity you have built in your home to finance various expenditures such as home improvements, a new car, college tuition or debt consolidation. See below for the features of each.

 

Home Equity Loan

Features:

  • Amount of loan depends on the equity in your home.
  • Fixed rate, term and payment make it easy for budgeting.
  • Interest may be tax deductible. Consult your tax advisor.
Home Equity Line of Credit (HELOC)

Features:

  • Amount of credit line depends on the equity in your home.
  • Draw up and pay down credit line balance as needed over the loan term.
  • Pay interest only on the funds you use.
  • Interest may be tax deductible. Consult your tax advisor.

 

Ready to apply? Click here for a credit application

When complete, contact the Citizens First branch near you to make an appointment with one of our experienced lenders. All loans subject to credit approval.