Citizens First Directors
Jerry E. Baker
Billy Bell
Barry D. Bray
Floyd H. Ellis, Chairman
Sarah Glenn Grise
Chris Guthrie
Dr. John J. Kelly, III
Joe Natcher, Jr.
Steve Newberry
John T. Perkins
Jack Sheidler
Wilson Stone
Freddie Travis
Executive Management
Mary Cohron
President/CEO
E-mail: mcohron@citizensfirstbank.com
Carolyn Harp
Executive Vice President/Chief Operations Officer
E-mail: charp@citizensfirstbank.com
Todd Kanipe
Executive Vice President/Chief Credit Officer
E-mail: tkanipe@citizensfirstbank.co
Kim Thomas
Executive Vice President/Private Banking
E-mail: kthomas@citizensfirstbank.com
Senior Management
Joy Cultra
Vice President Internal Audit/Compliance
E-mail: jcultra@citizensfirstbank.com
Linda Freeman
Vice President Branch Administration
E-mail: lfreeman@citizensfirstbank.com
Debbie Grimes
Vice President Asset Protection
E-mail: dgrimes@citizensfirstbank.com
Vice President Marketing
E-mail: chamilton@citizensfirstbank.com
Kim Harmon
Vice President/Controller
E-mail: kharmon@citizensfirstbank.com
Vice President Human Resources
E-mail: tharris@citizensfirstbank.com
Scott Higdon
Vice President Mortgage Banking
E-mail: shigdon@citizensfirstbank.com
Kent McBrayer
Vice President Commercial Lending
E-mail: kmcbrayer@citizensfirstbank.com
Vice President Operations
E-mail: jstanley@citizensfirstbank.com
Nicole Talley
Vice President Loan Review
E-mail: ntalley@citizensfirstbank.com
Mark Vaughn
Vice President Mortgage Banking
E-mail: mvaughn@citizensfirstbank.com
Jeff Warren
Vice President Technology & Facilities
E-mail: jwarren@citizensfirstbank.com
Community Presidents
Lewis Bauer
Horse Cave Community President
E-mail: lbauer@citizensfirstbank.com
Scott Brown
Simpson County Community President
E-mail: sbrown@citizensfirstbank.com
Jim Lee
Barren County Community President
E-mail: jlee@citizensfirstbank.com
Carrie Taylor
Warren County Community President
E-mail: ctaylor@citizensfirstbank.com
Carla Wuertzer
Munfordville Community President
E-mail: cwuertzer@citizensfirstbank.com
