The mission of Citizens First Corporation is to operate a profitable, full-service, community-owned bank that promotes the best interests of its customers and the community. Integral to accomplishing this mission is public confidence, which is a key element in gaining stockholder support, as well as attracting and maintaining the business of customers.

To help gain this public confidence, we have established a structure of corporate governance which promotes honesty and integrity within our organization and takes into account the various legal requirements of the Securities Exchange Commission, the FDIC, and other regulatory bodies.

Our Board of Directors has been carefully selected to provide management with guidance from a diverse group of business people who represent a wide variety of industries. A separate Audit Committee and Corporate Governance committee, each composed of independent directors, meets regularly to address internal controls and other financial matters.

The Board has also adopted a Code of Conduct to give our associates specific guidance on the company’s expectations on matters such as fair dealing, confidentiality, personal conduct, and gifts and gratuities. Every employee, officer, and director of the company signs an acknowledgement that they have received the policy.

Finally, we have adopted a formal procedure for reporting complaints relating to questionable accounting, internal control or auditing matters. This process allows anyone who might have these concerns to contact the Chairman of the Audit Committee directly without fear of reprisal. Any such complaints will be promptly investigated and reported to the Audit Committee.

NOTICE: Citizens First Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here and does not endorse or guarantee any 3rd party sites.  The products and services offered on 3rd party sites, including investment and insurance products, are NOT products of Citizens First Bank and are not insured by the FDIC. The bank is not responsible for the content. Please contact us with any concerns or comments.

DISCLAIMER OF LIABLITLY:  Neither Citizens First Bank nor any of its affiliate entities or employees shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost arising in any way from the information contained in the web site or any information transmitted via this website.   Citizens First is not liable for any damages or losses that may be caused to any equipment and other software due to access or use of this website.  Although Citizens First has tried to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors.  Changes may be made to the content of this site without notice.  Citizens First may change the product, services, and any other information described on this site at any time.  The information published on this site is provided as a convenience to visitors and is for informational purposes only.  You should verify all information before relying on it and decisions based on information contained in this site are your sole responsibility.  If you need specific details about any information on this site, you should contact Citizens First at 1-888-232-9901.