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Certificate of Deposit  

 
Features/Benefits:
- Available in one-month to five-year maturities.
- Automatically renewable at maturity.
- Interest options:
 
- Compounds quarterly.
- Interest can be transferred to another deposit account monthly or quarterly.
- Interest checks are issued quarterly.
   
- Choose between a fixed-rate CD or one of these variable-rate options:
 
- 1-Year Prime Rate CD – a variable-rate CD tied to the prime rate. Your rate changes as the prime rate changes.
- 18-Month Excel-R-Rate CD, which allows raising the interest rate one time during the first 18-month term to the current 18-Month Excel-R-Rate.
- 36-Month Excel-R-Rate CD, which allows raising the interest rate two times during the first 36-month term to the current 36-Month Excel-R-Rate.
- Call us today for current interest rates, or click here to go to the Rate Center.
   
- Deposit minimums are:
 
- 1-Month Fixed Rate – $5,000.
- 3-Month to 60-Month Fixed Rate and Excel-R-Rate – $500.
- 1-Year Prime Rate CD – $2,500.
   
- Additional deposits can be made to the 1-Year Prime Rate CD.
- The minimum additional deposit is $500.
 
Costs:

Substantial penalty for early withdrawal.
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