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» Citizens First Club Checking
» Elite Choice Checking
» EZ Checking
» Golden Wheat Checking
» Moneymarket Account
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» Shareholder VIP Checking
» Stress Free Checking
» Student Advantage Checking
» Wheat One Checking
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Personal Checking Shareholder VIP Checking

The Shareholder account is an exclusive account for our Citizens First shareholders.

Features/Benefits:
- $100 minimum opening deposit.
- Interest is paid on daily collected balances of $500 or more and is credited to the account when the statement is cut.
- Unlimited check writing privileges.
- Citizens First Specialty Checks at no cost. Other personal styles discounted 50%.
- ½% interest rate reduction on consumer loans (with approved credit) when using automatic payment feature.
- Eligible for a special $100 closing discount on an approved first mortgage loan.
- Earn 25 basis points higher than posted rates on one-year or longer fixed-rate certificates of deposit. This does not apply to special offered rates on CDs.
- No fees on traditional traveler’s checks, cashier’s checks or notary services.
- 50% discount annually on a Safe Deposit Box rental (subject to availability).
 
Costs:

No monthly service charge if minimum daily balance of $500 is maintained. If your account balance falls below $500 at any time during the monthly statement cycle, a $15 service charge applies. Regular fee schedule applies for other account services. Call or come by one of our convenient locations for more details.
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