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Personal Checking Wheat One Checking



Features/Benefits:
- Designed for individuals who maintain a combined balance of $2,500 or more in deposits, personal loans (excluding mortgages) and outstanding credit lines (excluding credit cards).
- $100 minimum opening deposit.
- Interest is paid on daily collected balances of $1,000 or more and is credited to the account when the statement is cut.
- Write up to 30 checks per statement cycle at no cost. $.25 per check will be charged for additional checks.
- Citizens First Specialty Checks are available at no cost. Other personal styles discounted 50%.
- No fees on traditional traveler’s checks, cashier’s checks or notary services.
- Reduced ½% interest rate on installment loan if automatic payment (subject to credit approval).
 
Costs:

No monthly service charge if a minimum combined balance of $2,500 is maintained in the accounts stated above for the statement period. If the combined minimum balance falls below $2,500, a $15 service charge applies. Regular Fee Schedule applies for other account services. Call or come by one of our convenient locations for more details.
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