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| Personal Checking |
Wheat One Checking |
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Designed for individuals who maintain a combined balance of $2,500 or more in deposits, personal loans (excluding mortgages) and outstanding credit lines (excluding credit cards). |
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$100 minimum opening deposit. |
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Interest is paid on daily collected balances of $1,000 or more and is credited to the account when the statement is cut. |
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Write up to 30 checks per statement cycle at no cost. $.25 per check will be charged for additional checks. |
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Citizens First Specialty Checks are available at no cost. Other personal styles discounted 50%. |
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No fees on traditional traveler’s checks, cashier’s checks or notary services. |
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Reduced ½% interest rate on installment loan if automatic payment (subject to credit approval). |
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No monthly service charge if a minimum combined balance of $2,500 is maintained in the accounts stated above for the statement period. If the combined minimum balance falls below $2,500, a $15 service charge applies. Regular Fee Schedule applies for other account services. Call or come by one of our convenient locations for more details. |
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