504 Loans

504 Loans give small businesses an avenue for financing while promoting business growth and job creation. This powerful loan program promotes economic development and provides long-term, fixed-rate financing for the acquisition of fixed assets to expand or modernize.

Various term options available

Long-term fixed rates that are below market value

Low borrower contribution - 10-20%

Full amortization with no call or balloon conditions

Local decision making with a focus on customer service excellence

All SBA programs and services are extended to the public on a nondiscriminatory basis.