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Online BankingWelcome Login
Online BankingWelcome LoginSecure a Smartest Home Equity Line of Credit and use it as you need it to finance a remodeling project, fund a dream vacation, purchase a boat or vehicle, cover wedding costs, or even consolidate debt. Your local German American lenders will help you understand how much you might be able to borrow based on the equity in your home.
Low interest rates
Rates are generally lower than conventional consumer loans.
Automatic payment option
Monthly payments can be automatically deducted from your checking account. Or, you can set up recurring payments in Online Banking.
Free check writing
Up to four checks monthly.
Interest may be tax-deductible
Consult with your tax advisor.
Monthly statements detail your account activity and payments due
*Annual percentage rate is accurate as of 3/27/2020 and applies to new Home Equity accounts. Only available for borrower's primary dwelling. The annual percentage rate in effect is 3.25% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to chance. APR will not exceed 21% or the maximum rate allowed by applicable law. No annual fee. Subject to credit and underwriting approval. Property Insurance is required. If your line closes within 24 months from the opening date, you will have to pay a $399.00 early termination fee.
Click to view a list of registered NMLS Loan Officers
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Within each homepage, you’ll always find the login you need in the upper right hand section of the website. With navigation so simple and concise, we suggest leaving the bookmarks behind—there’s so much information on our site you won’t want to miss.
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When you’re ready to take the next step, it’s simple to move forward.
Start the home buying process with our simple pre-qualification, or if you’re ready to buy, fill out an online application day or night.
Opening a deposit account or applying for a personal loan is as simple as clicking a button.
It’s easy to find out just how much it will cost to insure your car or house when you request a quote directly from the Insurance page. Plus, you can connect with an agent who will help you find the right coverage for your needs.
We have professionals that can meet all your personal, business, insurance and wealth advisory needs. Simply click on the right team page below to get connected.
We’ve carried our long-standing commitment to service and availability to the website. We believe in providing the resources you need and the support and stability you expect for banking, insurance, investment and wealth advisory customers.
Navigating our site is just as easy on a mobile device as it is on a desktop!
Open the mobile menu from the top of any page and you will find a list of links and icons that have been prioritized to help you quickly get around.
Any time you have the menu open, you will notice a large, red Online Banking button. This is your hub for Personal and Business logins, Insurance and Wealth Management Resources, and even handy links to download our mobile apps.
