Online Banking is displayedBusiness BankingDesktop Express
Smartest Home Equity
Secure a Smartest Home Equity Line of Credit and use it as you need it to finance a remodeling project, fund a dream vacation, purchase a boat or vehicle, cover wedding costs, or even consolidate debt. Your local German American lenders will help you understand how much you might be able to borrow based on the equity in your home.
Low interest rates Rates are generally lower than conventional consumer loans.
Automatic payment option Monthly payments can be automatically deducted from your checking account. Or, you can set up recurring payments in Online Banking.
Free check writing Up to four checks monthly.
Interest may be tax-deductible Consult with your tax advisor.
Monthly statements detail your account activity and payments due
*Annual percentage rate is accurate as of 3/27/2020 and applies to new Home Equity accounts. Only available for borrower's primary dwelling. The annual percentage rate in effect is 3.25% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to chance. APR will not exceed 21% or the maximum rate allowed by applicable law. No annual fee. Subject to credit and underwriting approval. Property Insurance is required. If your line closes within 24 months from the opening date, you will have to pay a $399.00 early termination fee.
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Getting Around
Getting Around
Homepages tailored to your banking needs.
Navigating our site has never been simpler. Select any of the four categories and you’ll be taken to a specific homepage, geared toward helping you find the right financial solution.
Always find your way back home.
There's a lot to explore on our site. No matter where you might travel, you can always get back to the beginning by clicking on the logo in the upper left hand corner.
Helpful links and solutions.
It's always easy to find a location, get help with a topic, or view Investor Relations. Check out the top of any page throughout the site.
Within each homepage, you’ll always find the login you need in the upper right hand section of the website. With navigation so simple and concise, we suggest leaving the bookmarks behind—there’s so much information on our site you won’t want to miss.
Click through the different slides to see where your logins are now.
Personal BankingBusiness BankingInsuranceWealth ManagementCredit Card
Personal Banking Logins
You can log into both personal and small business online banking from the Personal page. Although the default option is Online Banking, if you have a business banking account, you can also select Business Banking or Desktop Express without leaving the Personal page.
Business Banking Logins
The default login from this page is the Business Banking option, but Personal and Desktop Express are also available from this login.
Insurance Logins
Access My Wave Resources and your CSR 24 Account from the Insurance login.
Wealth Management Logins
Access My Investment Account (formerly titled View My LPL Account Login) and My Wealth Advisory (formerly titled View My Trust Account Login) from the Wealth Management login.
Credit Cards Logins
Visit our credit card pages for online access to manage your German American Personal or Business VISA® Credit Cards. Personal credit cards include VISA® Platinum and VISA® Gold. Business Credit Cards include VISA® Business Platinum and VISA® Platinum Purchasing Elite. If your card offers ScoreCard Rewards, you’ll have online access to your ScoreCard Points too.
It’s easy to find out just how much it will cost to insure your car or house when you request a quote directly from the Insurance page. Plus, you can connect with an agent who will help you find the right coverage for your needs.
We have professionals that can meet all your personal, business, insurance and wealth advisory needs. Simply click on the right team page below to get connected.
We’ve carried our long-standing commitment to service and availability to the website. We believe in providing the resources you need and the support and stability you expect for banking, insurance, investment and wealth advisory customers.
We have an assortment of resources to educate and help you manage your money.
Navigating our site is just as easy on a mobile device as it is on a desktop!
One menu contains everything you need.
Open the mobile menu from the top of any page and you will find a list of links and icons that have been prioritized to help you quickly get around.
Access all your accounts in one convenient location.
Any time you have the menu open, you will notice a large, red Online Banking button. This is your hub for Personal and Business logins, Insurance and Wealth Management Resources, and even handy links to download our mobile apps.